Tokenization Beyond Stablecoins: The Rise of Real-World Assets in 2025

Thu Jun 26 2025
Standard Chartered says tokenized credit, real estate, and private equity are the next big thing. Platforms like TokenFi are making it real.

🏗️ Beyond Stablecoins: The Tokenization Revolution Has Only Just Begun

Stablecoins got us started. Now the real-world stuff is coming onchain. From private equity to coffee-backed loans — tokenization is moving beyond USDT and straight into the broken guts of TradFi.


💸 Stablecoins? Just the Beginning

Stablecoins dominate tokenization today — but they’re just the appetizer.

According to a new report from Standard Chartered, the real game is non-stablecoin real-world assets (RWAs):

  • 🏠 Real estate
  • 🛢️ Commodities
  • 📊 Private credit & equity

💥 23B tokenized already — still 10x smaller than stablecoins, but growing fast.

Why? Because that’s where the pain is.


🔥 Tokenize What’s Broken

Not everything needs to be onchain. U.S. equities? Already liquid. Already cheap. No need.

But…

  • Private equity with million-dollar minimums?
  • Real estate with endless middlemen?
  • Credit markets with slow, paper-heavy origination?

Tokenization fixes that.

According to Standard Chartered’s Geoff Kendrick:

“The real opportunity lies in on-chain versions of off-chain assets that are cheaper, faster, and more useful.”


🧠 The Case for Non-Stablecoin RWAs

Here’s what tokenization unlocks:

  • Instant settlement — seconds, not weeks
  • 🌍 Global access — no matter where you live
  • 🧾 On-chain transparency — audit-friendly, fraud-resistant
  • 💸 Lower costs — no armies of intermediaries

This isn’t hype — it’s infrastructure.


🌪️ Why Now? Perfect Storm in 2025

Three macro tailwinds are turning RWAs into the next crypto mega trend:

  1. 📜 Regulation: Singapore, Switzerland, the EU, Jersey — all rolling out legal frameworks
  2. ⚙️ Tech maturity: Platforms like TokenFi RWA simplify launches
  3. 💰 Yield hunger: In a 5% interest rate world, investors want real income — and tokenized credit can offer 6–10% APY

🌍 Real Use Cases That Don’t Suck

This is already happening:

  • 🇰🇪 A Kenyan coffee importer uses tokenized sugar contracts to get a DeFi loan — in hours
  • 🏢 A European fund issues tokenized real estate shares, with automated rent payouts
  • 📱 A retail investor buys 1K of private equity on their phone — no gatekeepers, no paperwork

This isn’t vaporware. It’s deployment time.


🚀 TokenFi RWA: The No-Code Tokenization Engine

Forget building from scratch. TokenFi RWA gives asset owners a full-stack launchpad for:

  • 🏘️ Real estate
  • 📊 Private equity
  • 💳 Credit
  • 🛢️ Commodities
  • 🎨 Even art & collectibles

And it’s compliant out of the box:

  • 🧍 KYC/AML built in
  • 🧩 ERC-3643 identity-based tokens
  • 🔐 Transfer restrictions based on investor identity & jurisdiction

Bonus: TOKEN is deflationary — fee-to-burn.


💧 Liquidity + Compliance = Big Money Moves

TokenFi’s liquidity toolkit includes:

  • 🚀 Token launches
  • 🔄 Peer-to-peer markets
  • 📈 Exchange integrations
  • 🤝 OTC desks
  • 💵 Optional issuer buybacks

And every single move — issuance, trade, redemption — is compliance-checked automatically.


🛠 TokenFi Platform Highlights

  • 🔗 Multi-chain: Ethereum, Polygon, Avalanche, Base, Arbitrum, etc.
  • ⛓️ Same-address deployment across chains
  • 🔄 Cross-chain ready
  • 🛡️ Audited smart contracts
  • 📊 Cap table & investor dashboards
  • 📃 Auto-compliance baked in

From startups tokenizing equity to funds launching bonds — TokenFi is your full-stack RWA infra.


🧭 The Road Ahead: TradFi Meets Onchain

This isn’t about what’s trendy. This is about Wall Street finally colliding with blockchains:

  • 🏦 JPMorgan, BlackRock, Franklin Templeton? Already deploying tokenized products
  • 📜 MiCA & global regulation catching up
  • 🧰 Infrastructure like TokenFi making it easy for everyone

Stablecoins were the start. RWAs are the main event.


⚡ TL;DR

💥 Standard Chartered: real growth is in tokenized private equity, credit, real estate 💸 Stablecoins ≠ full potential of tokenization 🛠️ Platforms like TokenFi RWA make it easy to launch compliant digital assets 🌍 Global access, fast settlement, real yield — that’s the unlock 🏛️ TradFi giants are already in — and the future is programmable Welcome to Tokenization 2.0 — less hype, more substance.

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