🪨 Granite Is Here: Borrow Stablecoins With Your BTC — No Middlemen, No Wraps

Bitcoin meets DeFi. Finally, without the CeFi baggage. Granite is unlocking Bitcoin liquidity — letting you borrow stablecoins non-custodially against your BTC. Built on Stacks, powered by smart contracts, and backed by a 150M fund from Trust Machines, this protocol rewrites the BTC playbook.

🧱 What Is Granite?

Granite is a non-custodial Bitcoin lending protocol on the Stacks L2. It’s co-founded by Muneeb Ali (creator of Stacks) and enables decentralized loans where your BTC stays in your hands — not with some sketchy custodian.

✅ Borrow stablecoins ✅ Keep custody of your Bitcoin ✅ Earn up to 37.4% APY on your stablecoins ✅ No fixed loan terms. No CeFi drama.

⚙️ How It Works

Granite runs on a clean, modular design built for risk-managed Bitcoin lending.

• 🔐 Non-Custodial: Your BTC never leaves your control. Smart contracts on Stacks handle it all.
• 💵 Borrow Stablecoins: Use BTC as collateral, no repayment schedule. Just maintain your LTV.
• 🧯 Soft Liquidations: If BTC drops, only a small part of your collateral is sold — not your whole stack.
• 🔒 Isolated Markets: Each market supports one stablecoin — no cross-asset contagion.
• 🔔 Smart Alerts: Get notified if your loan nears liquidation.
• 🛡️ Safety Module: LPs can stake in junior tranches for protection against bad debt.

It’s DeFi that actually cares about your risk exposure.

⚡ Why It Matters

Bitcoin is the biggest asset in crypto — but can’t DeFi without centralization. Until now. Granite brings native BTC into the DeFi world:

• No wrapped tokens
• No third-party custodians
• No weird bridges Just Bitcoin → smart contracts → stablecoin loans.

Perfect for:

• BTC holders who need liquidity
• Stablecoin whales hunting APY
• Builders who want Bitcoin-native DeFi

🔒 Built on Bitcoin Security

Granite runs on the Stacks Nakamoto upgrade, using Clarity — a secure, human-readable smart contract language.

• Predictable execution
• Strong post-conditions
• Low attack surface Everything is verifiable. Everything is transparent.

Built on Bitcoin’s settlement layer, Granite is security-first without sacrificing programmability.

🚀 Join the Waitlist

Granite is still rolling out. But early users can sign up now for early access.

👉 granite.world

⚡ TL;DR

🪨 Granite = borrow stablecoins with BTC as collateral, non-custodially 🔗 Built on Stacks, powered by smart contracts, no custodians 📉 Soft liquidations protect you from total wipeouts 🛡️ Safety module protects LPs from bad debt 🔥 Earn up to 37.4% APY on your stablecoin deposits Stacks + Bitcoin = DeFi just got real. BTC holders, your liquidity just leveled up.