Telegram Brings TON Wallet to the U.S. — With a Decentralized Twist

87 million Americans now have crypto access, right inside their Telegram chats.

⚡ Quick Stats

• 👛 Wallet Type: Non-custodial only for U.S. users
• 🔄 Key Features: USDT/TON swaps, fiat conversion, card withdrawals, in-chat transfers
• 💥 TON Daily Transactions: 334,000+
• 🌍 Global Activations: 100M+ wallets since 2023
• 💸 Funding Raised by TOP: 28.5M at 1B valuation
• 📲 Launch Channel: @wallet mini-app in Telegram

🧨 America, Meet Chat-Native Crypto

Telegram just flipped the switch: the TON Wallet is now live for U.S. users — and it’s fully non-custodial.

No middlemen. No centralized holds. Just tap, swap, and send crypto inside your chats.

This launch opens Telegram’s crypto rails to 87 million Americans, offering a sleek, mini-app experience that feels more like Venmo than MetaMask — but with your own keys.

The twist? The U.S. version skips the centralized P2P features and custodial wallets available elsewhere. Here, you’re the custodian. And that’s kind of the point.

🛠️ What U.S. Users Can Actually Do

Inside the TON Wallet mini-app, Americans can now:

• 💱 Swap between USDT, TON, BTC, ETH, DOGE, SOL
• 📤 Send crypto in DMs — just like sending a GIF
• 💳 Convert fiat to crypto (and back) with zero-fee flows
• 🏧 Withdraw to cards via third-party rails
• 🌾 Stake via TON’s DeFi tools (non-custodial only)

It’s fast, slick, and embedded where users already spend time — Telegram chats.

“We’re trying to remove as many barriers as possible,” said Andrey Rogozov, CEO of The Open Platform (TOP). “Crypto should break borders, not create more.”

🧬 A Wallet Split in Two

Telegram’s crypto UX just got a structural reboot — and it’s split into two:

• Crypto Wallet → Custodial, P2P marketplace, APY tools (🚫 not available in the U.S.)
• TON Wallet → Non-custodial, on-chain swaps, staking, self-custody (✅ U.S. users only)

So while Southeast Asia enjoys in-app yield farming, U.S. users get the keys — and the responsibility.

According to @miulog, you can sell crypto via card integrations in the U.S., but not via peer-to-peer.

🏛️ Regulation Meets Demand

Why now? The regulatory tide is shifting — and Telegram knows the U.S. can’t be left behind.

With 100M+ wallet activations globally and a billion users on the platform, bringing the TON Wallet to America was inevitable. The 28.5M raise at a 1B valuation by TOP just sealed it.

“It was time to act,” Rogozov told CNBC.

The U.S. rollout isn’t full-featured yet, but it lays the groundwork for compliant, embedded crypto in one of the world’s most-used apps.

⚠️ One Wallet. Many Rules.

Let’s be clear:

• ✅ You can hold and swap crypto
• ✅ You can stake via DeFi options
• ❌ You can’t use custodial staking tools or P2P features (yet)
• ⚠️ You might get prompted for KYC on suspicious flows

Regulation may vary by state or usage type — so as always: DYOR. And back up your seed.

📈 The Bigger Picture

Telegram isn’t just adding a wallet. It’s building crypto into the DNA of chat.

As messaging superapps race to add fintech layers, Telegram is going full Web3 — no browser, no dApp store, no download required.

Crypto becomes invisible. And that’s the real UX breakthrough.

If this model works, the next generation of users won’t onboard through exchanges. They’ll do it in chats, DMs, and group threads.

TL;DR

TON Wallet is now live for U.S. Telegram users — offering a non-custodial crypto experience directly in-app. Users can buy, trade, stake, and send assets like USDT, TON, BTC, and SOL, all without leaving their chats. While custodial tools and P2P markets remain restricted in the U.S., this launch marks a key step in making Telegram a truly crypto-native platform for over 87 million Americans.