Telegram isn’t just for alpha leaks anymore. Meet Affluent — a DeFi protocol built right inside your favorite messaging app One click. Passive yield. No dashboard required.
Behind Affluent are two serious hitters:
👨💼 Justin Hyun — ex-Investment Director at TON Foundation 📉 Hyung Lee — TradFi options trader + DeFi builder from B-Harvest
Together they’re creating a "smart crypto bank" inside Telegram. Think: BTC, tokenized gold, even U.S. Treasuries — earning yield via a chat.
No Metamask. No spreadsheets. No pain.
DeFi is powerful — but let’s be honest, it’s a mess:
❌ Jargon ❌ Bridging hell ❌ Yield farms with rug-pull vibes
Affluent fixes that with its 🔐 Strategy Vaults — smart contracts that auto-allocate your crypto to the best-performing lending platforms.
🛠️ Robo-advisor UX 📈 Automated yield 🗨️ All inside Telegram
“Why should people need to understand the complexities of crypto when all they really want is to compound their savings?” — Justin Hyun
Affluent isn’t just chasing yield — it’s risk-engineered.
🧠 Vaults are isolated — no domino collapses 🧮 TradFi risk models baked in 🔍 Audited smart contracts = no hidden code traps
It’s DeFi with hedge fund logic and retail-friendly UX.
Affluent isn't playing around with meme coins. It’s starting with:
Coming soon: 💵 USDT vaults with delta-neutral strategies — aka earn yield without praying for bull runs.
Affluent introduces Affluent Points (AP):
🎯 Earn points by depositing or interacting 🎁 Points = future airdrop potential 🧪 Inspired by: EigenLayer, Ethena, Blast
They’re not promising tokens… But if you know, you know.
900M+ users. Default home of crypto communities. Now — a banking interface.
Affluent is betting that the next billion users won’t need Metamask — they’ll just open Telegram.
And when crypto is this easy, your financial advisor might be a chat bubble.
💰 Telegram-native DeFi app built on TON blockchain 👥 Created by ex-TON exec + TradFi trader 🔐 One-click vaults for BTC, Gold, U.S. Treasuries, stablecoins 🛡️ Built-in risk models, isolated vaults, third-party audits 🎯 Points system live — possible future airdrop 📱 UX-first: DeFi through chat, not dashboards
Welcome to the age of DeFi you can explain to your parents — in a text message.
Have questions or want to collaborate? Reach us at: info@ath.live