🌍 MoneyGram x Stellar: The Bridge Bringing Stablecoins to the Streets

Cash in. Crypto out. No bank needed. MoneyGram just dropped the world’s biggest fiat-to-stablecoin ramp — and it might be the move that takes stablecoins mainstream.

🚀 The Real Problem: Crypto Needs a Cash Exit

You’ve got crypto. Cool. But how do you turn it into actual cash — fast, globally, and without a banking nightmare?

That’s where MoneyGram Ramps, built on Stellar, flips the game.

Unveiled as the world’s largest cash on/off-ramp, it lets devs add real-world money moves into wallets and apps — no banking license required.

📲 Think of it as: “Insert API. Withdraw cash in 180+ countries.”

🧰 Devs, This One’s for You

MoneyGram is giving developers everything they need to integrate global fiat access like a boss — even if they’re a two-person Web3 team in Bali.

What you get:

✅ No banking partnerships needed ✅ Instant onboarding & API credentials ✅ Full SDKs and docs ✅ Go live via developer.moneygram.com

You’re building a DeFi wallet? A crypto remittance app? Airdrops to emerging markets?

This is your off-ramp. And on-ramp. And rocket ramp.

💡 Why It’s a Big Deal: Stablecoins Get Real

MoneyGram gets it — stablecoins are winning the cross-border payments war. But they’ve been stuck in digital echo chambers.

That changes now.

By going fully live on Stellar, MoneyGram is giving stablecoins physical access points worldwide. The Stellar blockchain brings:

⚡ Fast settlements 💸 Low fees 🌐 Global liquidity

Together, they’re turning stablecoins into usable money, not just digital promises.

🧠 How It Works: A Toolkit That Speaks API

MoneyGram Ramps splits its platform into 3 plug-and-play zones:

👤 For Consumers (C2C)

• Cross-border remittances
• Cash pickup at real-world agents
• Fiat ↔ Crypto on/off-ramps
• Refunds & status tracking

🏢 For Businesses (B2C / B2B)

• Bulk disbursements
• Batch payments & refunds
• Business KYC & profiles

🔗 For Web3 Builders

• Stablecoin on/off-ramps for wallets
• Webhooks, FX data, and domain allowlists
• Lightning-fast blockchain integration

It’s developer-first, not “bank-last.”

🌐 Stablecoins, But Make Them Global

MoneyGram’s message is crystal: Crypto is only useful if people can actually use it.

This isn’t a proof-of-concept. It’s already live in over 180 countries, connecting cash to crypto — even where banks don’t go.

And it’s not just about tech. It’s about financial access. For the unbanked. For immigrants. For builders. For everyone.

This is how Web2 money meets Web3 rails.

🧭 TL;DR

💥 MoneyGram Ramps is the largest global cash ↔ crypto network, powered by Stellar 🔌 Devs can instantly add on/off-ramps into their apps with zero banking friction 📱 Toolkit supports consumer, business, and blockchain use cases 🌎 Enables stablecoin access in 180+ countries — especially in underbanked regions ⚡ Powered by Stellar for speed, cost-efficiency, and decentralization

Cash-to-crypto isn’t the future. It’s already here — and it fits in your app.